Saudi Arabia
Tier 2Everything a marketer needs before entering Saudi Arabia: economy, platforms, ad rules, payments and audience.
Economy & income
- Currency
- Saudi Riyal (SAR, ﷼/SR)
- ~3.75 per USD (fixed USD peg since 1986; 2026)
- GDP per capita
- ~$34,540 nominal (World Bank, 2025 est; IMF WEO ~$35,460, 2025)
- ~$73,780 PPP (World Bank, 2025)
- Total GDP ~$1.28T nominal (2025)
- Average salary
- ~$2,040 net/mo (SAR 7,664, Numbeo Jul 2026; no personal income tax so gross ≈ net for expats, slightly higher for Saudis paying ~10% GOSI)
- Median salary
- no official median
- est. ~SAR 6,000-8,000/mo (~$1,600-2,130), below the mean (GASTAT mean wages run ~SAR 7,000-11,000 by nationality, 2024-2025)
- Minimum wage
- SAR 4,000/mo (~$1,067) for Saudi nationals under Nitaqat/Saudization (raised from SAR 3,000 in 2024)
- NO statutory minimum wage for expatriate private-sector workers
- Cost of living
- Medium-High — Riyadh single ~SAR 3,292/mo (~$878) and family of four ~SAR 12,125/mo (~$3,233) excl. rent
- 1-BR city-centre rent ~SAR 3,953/mo (~$1,054) (Numbeo, Jul 2026)
- cheaper than Dubai, no income tax but 15% VAT
Digital landscape
- Population
- 34.7 million (DataReportal, Oct 2025; GASTAT ~35.3M — ~44% expatriate, urban ~85%)
- Internet users
- 99.0% (~34.4M users, Oct 2025 — near-universal)
- Social media users
- 111% (~38.6M social media identities, Oct 2025; skews ~61% male, +17.7% YoY)
- Mobile connections
- 48.7M cellular connections = 140% of population
- Devices
- mobile ~71.9% / desktop ~27.4% / tablet ~0.7% (StatCounter, Jun 2026)
- Ad spend
- Total ad market ~$6.23B (2025)
- digital ad spend ~$4.01B (2025) growing ~16.8% to ~$4.68B (2026)
- mobile ~51%, programmatic ~74% of digital
- Top social platforms
- Messengers
- WhatsApp (dominant, ~87% of social users)
- Telegram (~60% / ~15.5M)
- Snapchat (used heavily as a messenger)
- Facebook Messenger (~11.1M reach)
- imo / Botim (expat VoIP communities)
- Instagram Direct
Ad regulations
BANNED — all forms illegal under Sharia (offline and online); CITC blocks gambling/betting sites and apps, VPN circumvention also illegal; ads promoting gambling prohibited, fines up to SAR 5M
RESTRICTED — not legal tender, no SAMA-licensed exchanges; SAMA warns institutions against dealing and lists virtual currencies as unregulated/high-risk; individual holding not explicitly criminalized; nationally-regulated stablecoin framework under development (SAMA/CMA, announced late 2025) plus CBDC pilots
BANNED — pornography illegal; adult sites blocked by CITC; nudity/explicit content prohibited culturally and legally; even mainstream ads must avoid immodest imagery
RESTRICTED — culturally sensitive but liberalizing under Vision 2030; usage rising (Tinder and local apps like WhosHere; ~3.5M downloads/2025) though some apps historically blocked; ad creatives must be modest, no hookup/explicit framing
ALLOWED — regulated by SAMA; large Sharia-compliant (Islamic) finance sector; consumer credit, licensed lenders and BNPL (Tabby/Tamara) widespread; interest (riba) framing sensitive; ad and disclosure rules apply
RESTRICTED — SFDA (Saudi Food and Drug Authority) regulates medicines, supplements, food, cosmetics and devices; pre-approval required for health-product ads (among the most restrictive in the region); registration/import approval required
- General Authority for Media Regulation / GAMR (advertising & media)
- CITC (internet/telecom filtering)
- SAMA (finance/crypto)
- SFDA (pharma/nutra/food/cosmetics)
- Ads must respect Islamic values — no alcohol, pork, gambling, nudity/immodesty or LGBTQ content
- Arabic-first creative expected
- Ramadan sensitivity critical
- paid influencer promotion requires a GAMR authorization ('Mawthooq' influencer licence)
Payments & behaviour
- Payment methods
- mada debit network (~93% of card payments, used by 70%+ of shoppers)
- Apple Pay (very high adoption, via mada)
- STC Pay & other wallets (~60% of online payments via wallets/instant rails)
- Visa / Mastercard credit
- BNPL — Tabby & Tamara (~10M users each, GCC)
- Cash on delivery (declining)
- E-wallets
- STC Pay (~10M users, now a licensed digital bank)
- Apple Pay
- Google Pay (nationwide via mada, early 2025)
- urpay
- Barq
- Tabby
- Tamara
- Cash on delivery
- Declining fast — electronic payments reached 85% of retail transactions in 2025 (up from 79% in 2024)
- COD still exists for some categories but is a minority
- E-commerce
- High and growing — e-commerce transactions >SAR 100B/yr (2025)
- market >$12B (2026) growing ~20%+ annually
- mada e-commerce hit SAR 30.7B in a single month (Oct 2025)
- Notes
- mada acceptance is effectively mandatory for merchants
- STC Pay is the leading wallet
- BNPL is exploding
- SARIE instant bank transfers common
- card+wallet+BNPL stacks lift checkout completion
Audience & culture
- Languages
- Arabic (official, near-universal)
- English (business & expat lingua franca)
- Urdu (large expat community)
- Tagalog (Filipino workers)
- Bengali
- Malayalam / Hindi (South Asian expats)
- Religion
- Islam is the official religion (~93% Muslim)
- among citizens ~85-90% Sunni, ~10-12% Shia
- non-Muslim public worship prohibited
- small expat Christian/Hindu communities
- Median age
- 29.6 years (DataReportal, Oct 2025 — young population)
- Key seasons
- Ramadan (dates shift ~11 days/yr; peak commercial season, night-active)
- Eid al-Fitr & Eid al-Adha
- Hajj season (pilgrimage, Mecca/Medina)
- Riyadh Season (entertainment festival, ~Oct-Mar)
- Saudi National Day (23 Sep) & Founding Day (22 Feb)
- White/Yellow Friday (Nov) & back-to-school (Aug-Sep)
- Cultural notes
- Conservative Islamic norms but rapidly liberalizing under Vision 2030 (cinema, concerts, women driving/working — female labour participation ~36%)
- Ramadan reshapes timing (daytime fasting, very active post-iftar nights)
- weekend is Fri-Sat
- keep creative modest and Arabic-first
- Where to find creators
Media landscape
Top media outlets
- 1 Arab News English daily (est. 1975) — the Kingdom's largest English paper, SRMG-owned, state-aligned
- 2 Asharq Al-Awsat (الشرق الأوسط) Arabic pan-Arab daily — Saudi-owned (SRMG), printed on four continents, influential
- 3 Sabq (سبق) Arabic digital-native news portal — one of the most-visited Saudi news sites
- 4 Okaz (عكاظ) Arabic daily — high-circulation, popular general/politics/sports coverage
- 5 Al Riyadh (الرياض) Arabic daily (Al-Yamama Press) — long-running, Riyadh-based broadsheet
- 6 Saudi Gazette English daily (est. 1976) — Jeddah-based, business & national news
Top YouTube channels
- 1 AboFlah (أبو فلة) ~50M
- 2 Rotana (روتانا) ~27M
- 3 SHoNgxBoNg ~17M
- 4 Saud Brothers ~12M
- 5 Mjrmgames (Rayan Al-Ahmari) ~10M
- 6 Abdullah Aldulaijan (Topz) ~9M
Creators & public figures
Top creators
Celebrities
Affiliate & traffic
- Hot verticals
- E-commerce (fashion, electronics, beauty)
- Finance & fintech (BNPL, banking/card lead-gen)
- Nutra & beauty (oud/fragrance, cosmetics)
- Food delivery (HungerStation, Jahez, ToYou)
- Travel & tourism (Riyadh, Red Sea, religious)
- Gaming & apps
- Insurance lead-gen
- Active networks
- Payouts
- Premium CPA/CPL — insurance leads ~SAR 50-200
- finance/fintech CPLs high
- e-commerce on CPS
- luxury/oud carry very high AOV
- Competition
- High — wealthy, high-spending market with premium CPMs
- crowded in e-commerce, food delivery, finance and travel
- Seasonality
- Peaks at Ramadan/Eid (night-active), Riyadh Season (Oct-Mar), White/Yellow Friday (Nov), National Day (Sep) and back-to-school (Aug-Sep)
- Traffic sources
Good to know
- Capital
- Riyadh
- Major cities
- Time zones
- Single zone — Arabia Standard Time (AST, UTC+3), no DST
- Android vs iOS
-
Android 69% iOS 31%
- Phone brands
- Top e-commerce
- Peak activity
-
Evenings ~9pm-1am AST; during Ramadan shifts strongly to late post-iftar nights; weekend is Fri-Sat🕐 In your time zone (approx.):
- Creative taboos
- Religion/Islam (extreme care), no alcohol/pork/gambling/nudity or dating imagery, LGBTQ (illegal), the royal family & politics, regional geopolitics
- respect Ramadan and prayer times
- Also worth knowing
- Vision 2030 is driving rapid liberalization (Riyadh Season, entertainment, women in the workforce ~36%) — a young, mobile-first, high-income audience
- Snapchat and TikTok are unusually dominant vs Instagram, so plan spend accordingly
- Oud/fragrance, luxury and gold convert well
- paid influencer promotion legally requires a GAMR 'Mawthooq' licence, and Arabic-first creative is essential
Indicative reference — always confirm the current rules with the official source before you run.