Togo
Tier 3Everything a marketer needs before entering Togo: economy, platforms, ad rules, payments and audience.
Economy & income
- Currency
- West African CFA franc (XOF, 'CFA'/'FCFA')
- ~574 per USD (Jul 2026)
- pegged to EUR at 655.957
- GDP per capita
- ~$1,050 nominal (2024 — World Bank $1,043, up from $986 in 2023; IMF WEO 2025 est. ~$1,216)
- ~$3,080 PPP (2025, IMF/World Economics)
- Average salary
- ~$150–175 net/mo (est.)
- gross avg ~100,000 XOF (~$174/mo, wage.is 2026)
- public-sector pay ~25% above private
- Numbeo sample too thin to be reliable
- Median salary
- n/a — no official median wage published
- the economy is overwhelmingly informal (agriculture, petty trade, transport), so formal-sector averages cover a small minority
- Minimum wage
- SMIG 52,500 XOF/mo (~$91/mo) since 1 Jan 2023 (raised ~50% from 35,000 XOF; unchanged into 2026)
- agricultural SMAG 38,500 XOF (~$67/mo)
- Living-wage estimate ~128,000 XOF (~$220)
- Cost of living
- Low — Lomé is cheap by global standards (indicative single-person living cost ~$780/mo)
- Numbeo has very sparse Togo data (few contributors — treat as unreliable)
- Imported goods pricier
- local food/transport cheap
Digital landscape
- Population
- 9.62 million (Jan 2025)
- Internet users
- 37.0% (~3.56M users)
- Social media users
- 9.7% (~934K identities; 68.1% male / 31.9% female)
- Mobile connections
- 7.53M cellular connections = 78.2% of pop
- Devices
- mobile ~39.6% / desktop ~59.1% / tablet ~1.3% (StatCounter, Jun 2026) — desktop over-indexes in measured web traffic (cybercafé/shared-PC use + measurement skew)
- real consumer access is overwhelmingly mobile
- Ad spend
- n/a — DataReportal 'Digital 2025 Togo' publishes no ad-spend total
- the digital ad market is nascent and Meta-dominated, with no reliable public figure
- Top social platforms
- Messengers
- WhatsApp (dominant — default chat & social commerce)
- Facebook Messenger (~184K)
- Telegram (growing — betting/crypto/deal channels)
Ad regulations
RESTRICTED — All games of chance are overseen by LONATO (Loterie Nationale Togolaise, est. 1966). Land-based betting/lottery is legal but there is NO online licensing framework — online betting is a legal grey zone. Offshore books (1xBet, Melbet, Betwinner, 22Bet) dominate and player activity is growing ~80% YoY; a 5% automatic levy applies to lottery/gambling wins above CFA 500,000. Regulator: LONATO
RESTRICTED — Legal grey zone under the WAEMU regional framework: crypto is not legal tender and has no formal consumer protection; the BCEAO is cautious, and 2024 WAEMU AML/CFT rules cover VASPs but local licensing/implementing texts are absent. Holding/trading is not criminalised
RESTRICTED — No dedicated online-porn framework; socially conservative (Christian/traditional/Muslim). Public-decency norms apply and child sexual content is criminalised; explicit ad creatives are inadvisable and routinely rejected by the regulator/platforms
ALLOWED — No specific prohibition; conservative social/religious norms mean modest creatives convert better, while explicit/sexual angles risk cultural and platform rejection
RESTRICTED — Banking & consumer credit are supervised regionally by the BCEAO / WAEMU Banking Commission; microfinance is widespread and supervised; the BCEAO sets usury/interest ceilings; misleading 'guaranteed/no-check' loan ads are prohibited
RESTRICTED — Medicines are regulated by the Ministry of Health's pharmacy directorate under WAEMU pharmaceutical harmonisation; no disease-cure claims; food supplements sit in a grey area; counterfeit/'street' medicine is a known problem. Tobacco advertising is banned
- HARC — Haute Autorité de Régulation de la Communication écrite, audiovisuelle et numérique (media/advertising/digital content; replaced the HAAC in Dec 2025 under the 2024 constitution, with powers extended to digital platforms & social networks)
- ARCEP Togo (telecom/digital)
- LONATO (gambling)
- BCEAO / WAEMU Banking Commission (finance & crypto)
- Ministry of Health (pharma)
- French-language creatives expected
- HARC (ex-HAAC) regulates broadcast, press and now digital content
- the media environment is state-sensitive (self-censorship on politics)
- WAEMU regional frameworks apply across finance/AML
- Togo runs one of West Africa's largest ports (Lomé) and markets itself as a logistics & fintech hub
Payments & behaviour
- Payment methods
- Mobile money — Mixx by YAS (ex-T-Money / Togocom; ~58% of MM subscribers) via app/USSD/QR
- Flooz (Moov Africa Togo; ~42% of MM subscribers) — #2 wallet
- Cash / cash-on-delivery (default for e-commerce; low card penetration)
- Gozem Money (super-app wallet, launched Oct 2025 — low-fee entrant)
- Cards — Visa/Mastercard (low penetration; urban/online only)
- E-wallets
- Cash on delivery
- High — card and bank penetration are low, so cash-on-delivery and mobile-money-on-delivery dominate online purchases
- E-commerce
- Low but rising — Gozem super-app (rides/delivery/e-commerce/payments) is the local leader
- CoinAfrique classifieds and Jumia are present
- much commerce is social (Facebook/WhatsApp) and market-based
- Notes
- Mobile money is the backbone: ~4.96M subscribers by Sep 2025 (+21% YoY)
- Q3-2025 transaction value ~1.398 trillion FCFA (+33% YoY)
- Offer Mixx/Flooz + COD to convert — cards alone will not
Audience & culture
- Languages
- French (official; language of business, media & virtually all ads)
- Ewe / Mina (Gen) — largest southern group; lingua franca of Lomé and the south
- Kabiye (national language of the north)
- Tem (Kotokoli) & other Gur/Gbe languages (centre & north)
- ~40 languages in total; Ewe and Kabiye are the designated national languages
- Religion
- Christian ~45–48% (Catholic ~28% + Protestant/other), Traditional/animist (Vodun) ~33–38%, Muslim ~14–18% (estimates vary; 2020)
- Christians in the south, Muslims in the centre/north
- traditional beliefs remain widespread and often syncretic
- Median age
- 19.1 years (DataReportal, Jan 2025) — among the world's youngest populations
- Key seasons
- Evala (July — Kabye coming-of-age wrestling festival in the Kara region; major northern event)
- Christmas & New Year (Dec–Jan)
- Ramadan & Eid al-Fitr (Korité) / Eid al-Adha (Tabaski) — Muslim north
- Independence Day (27 Apr)
- Back-to-school (Sep–Oct)
- AFCON & European football seasons (betting spikes)
- Cultural notes
- Mobile- and Facebook/WhatsApp-first
- French creatives essential
- strongly price-sensitive
- trust is built via COD and mobile money
- Football-loving and religiously mixed — keep creatives modest and religion-neutral
- avoid mocking traditional/Vodun beliefs
- Where to find creators
Media landscape
Top media outlets
- 1 Togo-Presse French; state-owned daily of record — government/national news
- 2 Togo First French/English; respected business & economy news site (togofirst.com)
- 3 République Togolaise (republicoftogo.com) French/English; official government news & information portal
- 4 L'Union French; long-running private daily newspaper — general & political news
- 5 Liberté French; leading private/independent daily — politics & investigations
- 6 Icilome French; popular independent/diaspora news portal — real-time general news
Top YouTube channels
- 1 Toofan Officiel ~1.2M
- 2 Santrinos Raphael ~896K
- 3 New World TV ~612K
- 4 Présidence Togolaise ~42K
- 5 Moov Africa Togo ~25K
- 6 ICC TV Lomé ~20K
Creators & public figures
Top creators
Celebrities
Affiliate & traffic
- Hot verticals
- Sports betting & iGaming (booming with young men; ~80% YoY growth)
- Nutra COD (health, beauty, weight, potency)
- Sweepstakes / mobile content & VAS
- Finance — microloans, forex/crypto trading
- Dating (light/modest angles)
- Active networks
- 1xBet / Melbet / Betwinner partner programs (betting)
- Dr.Cash (nutra CPA)
- AdCombo / Terraleads (nutra COD, francophone Africa)
- Adsterra & PropellerAds (pop/push)
- Mobidea, Alfaleads, CPAgetti (multi-vertical CPA)
- Payouts
- Tier-3 low payouts — betting CPA ~$5–25 (FTD-dependent), nutra COD on RevShare/approved-order, CPL ~$1–5. Watch COD delivery/approval rates
- Competition
- Lower than Tier-1/2 and under-served
- betting is competitive but growing fast
- French-language, low-CPM environment — a volume play
- Seasonality
- Football-driven (AFCON, European leagues, weekends)
- Ramadan/Eid dips then spikes
- end-of-year and salary/mobile-money top-up cycles
- Traffic sources
- Facebook/Meta ads
- TikTok
- Push & pop (Adsterra, PropellerAds)
- Telegram & WhatsApp channels
- Influencer/UGC & Facebook groups
Good to know
- Capital
- Lomé (capital, largest city, major West African port & economic hub)
- Major cities
- Time zones
- Single zone — Greenwich Mean Time (GMT, UTC+0)
- no daylight saving
- Android vs iOS
-
Android 84% iOS 16%
- Phone brands
- Apple (~16%)
- Samsung (~14%)
- Huawei (~12%)
- Tecno (~11%)
- Transsion budget brands (Tecno/Infinix/itel) dominate real-world retail; StatCounter Jun 2026 vendor sample is small & noisy
- Top e-commerce
- Gozem (super-app — rides, delivery, e-commerce & Gozem Money)
- CoinAfrique Togo (classifieds)
- Jumia (regional marketplace)
- Facebook Marketplace / WhatsApp (social commerce)
- Grand Marché de Lomé & informal retail
- Peak activity
-
Evenings ~19:00–22:00 and lunch ~12:00–14:00; weekends and just after month-end pay / mobile-money top-ups (local time = GMT/UTC+0)🕐 In your time zone (approx.):
- Creative taboos
- Politics/government (state-sensitive press — avoid political angles; long-running Gnassingbé rule), religion (balance Christian/Muslim/traditional; don't mock Vodun), overt sexual content, 'poor Africa' stereotypes
- Also worth knowing
- Mobile-money-first (integrate Mixx/Flooz + COD or you won't convert)
- Meta (Facebook + WhatsApp) is the whole funnel and French creatives are mandatory
- Ultra-young (median 19), football- and betting-obsessed — cheap traffic & low CPMs but low payouts and thin card/e-commerce rails
- strong as a volume play alongside neighbours Ghana, Benin & Burkina Faso
- Note StatCounter over-states desktop due to cybercafé/shared-PC measurement
Indicative reference — always confirm the current rules with the official source before you run.