Bulgaria

Tier 2

Everything a marketer needs before entering Bulgaria: economy, platforms, ad rules, payments and audience.

Economy & income

1 USD = 0.88 EUR live rate
Currency
  • Euro (EUR, €) — adopted 1 Jan 2026, replaced the lev (BGN) at the fixed rate 1.95583 BGN/€
  • ~€0.88 per USD ($1.14 per €) (Jul 2026)
GDP per capita
~$20,900 nominal (2025, IMF); ~$40,000 PPP (2025, IMF)
Average salary
  • ~$1,155 net/mo (Numbeo, Jul 2026; €1,013)
  • gross ~$1,485/mo (NSI Q3 2025, BGN 2,549 ≈ €1,303)
Median salary
~$1,075/mo (≈€945 / BGN 1,850; est. from NSI/Eurostat, 2025)
Minimum wage
  • €620.20/mo (~$707) from 1 Jan 2026 — first ever set in euro, +12.6% YoY
  • min hourly €3.74
Cost of living
  • Low–Medium (low by EU standards) — ~39.7% cheaper than the US
  • single person ~$700/mo excl. rent (Numbeo, Jul 2026)

Digital landscape

Population
6.74 million (Jan 2025)
Internet users
87.1% (~5.86M users)
Social media users
64.9% (~4.37M identities; adults 18+ 70.4%)
Mobile connections
9.25M connections = 137% of population
Devices
mobile ~58.4% / desktop ~40.9% / tablet ~0.7% (StatCounter, Jun 2026)
Ad spend
  • ~$472M total ad market (2025, Statista)
  • digital ~$226M (~48%, 2025 est.)
Top social platforms
YouTube ~4.37M, 64.9%
Facebook ~3.50M, 52.0%
Messenger ~2.85M, 42.3%
TikTok ~2.28M 18+, ~41% of adults
Instagram ~1.75M, 26.0%
LinkedIn ~1.50M, 22.3%
Messengers
  • Viber (the dominant #1 messenger in Bulgaria)
  • Facebook Messenger (~2.85M)
  • WhatsApp (~1.2M)
  • Telegram (~0.35M)

Ad regulations

Gambling & betting Restricted

RESTRICTED — Legal and licensed by the National Revenue Agency (NRA), but a near-total advertising ban since May 2024 (no gambling ads on TV/radio/print/online, no bonus figures); GGR tax raised to 25% (2026). Among the EU's strictest ad regimes.

Crypto Legal

LEGAL — Regulated under EU MiCA via Bulgaria's Markets in Crypto-Assets Act (in force 8 Jul 2025); the Financial Supervision Commission (FSC) licenses CASPs (mandatory from 1 Jul 2026); ads must meet MiCA/CASP standards.

Adult Restricted

RESTRICTED — Viewing/possession is legal, but domestic production, distribution and sale of pornography is criminalized (up to 1–2 yrs + fines); supplying to under-16s is heavily penalized; child porn banned.

Dating Allowed

ALLOWED — Legal; online-dating advertising is permitted provided content is not contrary to public morality.

Finance & loans Restricted

RESTRICTED — Consumer Credit Act; no hard interest cap but mandatory APR disclosure; ads may not claim credit improves one's finances, and misleading/aggressive practices are banned; BNB/FSC oversight.

Nutra & pharma Restricted

RESTRICTED — Food supplements must be registered with the Bulgarian Food Safety Agency (BFSA); no disease-prevention/treatment claims; health claims must follow EU Reg. 1924/2006; prescription-drug ads to the public are banned (Bulgarian Drug Agency).

Regulators
  • Commission for Consumer Protection (CPC) for general ads
  • NRA (gambling), FSC (crypto/finance), BFSA (food supplements), Bulgarian Drug Agency/BDA (medicines), CEM (broadcast media).
Notes
  • EU rules apply (UCPD, GDPR, AVMSD)
  • Bulgarian-language labeling required
  • comparative and misleading advertising is regulated.

Payments & behaviour

Payment methods
  • Debit/credit cards — Visa, Mastercard, Maestro (dominant online)
  • Cash on Delivery (~55% of orders, declining)
  • Bank transfer (instant SEPA post-euro)
  • ePay.bg / EasyPay
  • Revolut
E-wallets
  • Revolut
  • PayPal
  • ePay.bg / EasyPay
  • Apple Pay / Google Pay
  • Bank apps (DSK Smart, Bulbank Mobile)
Cash on delivery
Still high — ~55% of e-commerce orders are paid cash-on-delivery, but the share is falling as card/digital payments grow, especially outside big cities.
E-commerce
Below EU average — 45.2% of people aged 16–74 bought online in 2025 (EU avg ~70%), but growing.
Notes
  • Euro adoption (Jan 2026) enabled instant euro transfers and simpler cross-border sales
  • younger shoppers are adopting BNPL and e-wallets. ~77% of adults hold a bank account.

Audience & culture

Languages
  • Bulgarian (~85% mother tongue)
  • Turkish (~9%)
  • Romani (~4%)
  • English (widely understood by urban youth)
Religion
  • Eastern Orthodox Christian ~71.5% (2021 census, of respondents; ~97% of Christians are Orthodox)
  • Muslim ~10.8%
  • remainder other/none/undeclared
Median age
44.8 years (DataReportal, Jan 2025) — among the EU's oldest
Key seasons
  • Christmas & New Year (Dec–Jan)
  • Orthodox Easter (spring)
  • Baba Marta / martenitsa (1 Mar)
  • Black Sea summer season (Jun–Aug)
  • 24 May Culture & Cyrillic Alphabet Day; name days
Cultural notes
  • Head gestures are reversed (a nod means no, a shake means yes)
  • pop-folk 'chalga' is culturally huge
  • audience is price-sensitive and promo/deal-driven with strong trust in COD
  • ageing, shrinking population.
Where to find creators
  • Instagram
  • YouTube
  • TikTok
  • Facebook

Media landscape

Top media outlets

  1. 1 bTV (btvnovinite.bg) Bulgarian — leading commercial TV and a top online news brand
  2. 2 Nova TV / nova.bg Bulgarian — major commercial TV and news portal (Nova Broadcasting Group)
  3. 3 BNT (bnt.bg) Bulgarian — public broadcaster; most-trusted news brand
  4. 4 24 Chasa (24chasa.bg) Bulgarian — leading daily/tabloid, strong in print and online
  5. 5 Dnevnik (dnevnik.bg) Bulgarian — quality online daily (Economedia)
  6. 6 Capital (capital.bg) Bulgarian — business & politics weekly/portal (Economedia)

Top YouTube channels

  1. 1 Best Football Shorts (football/sports) ~5.4M
  2. 2 DashTime (gaming) ~4.5M
  3. 3 PlanetaOfficial (Planeta pop-folk music label) ~2.7M
  4. 4 Bodil40 (Bulgarian Minecraft gaming) ~2.0M
  5. 5 The Clashers — Slavi Panayotov (gaming/entertainment) ~1.6M
  6. 6 Светът на Ванката / The World of Vankata (comedy) ~1.2M

Creators & public figures

Top creators

S
Slavi Panayotov (The Clashers) ~1.6M YouTube
YouTubegaming & entertainment vlogs — top male youth reach
D
Dimitar Kiryazov (The World of Vankata) ~1.2M YouTube
YouTubecomedy sketches with Silvia Yordanova — mass entertainment
V
Valeri Kostov ~1.5M YouTube
YouTubefootball skills & training — sports/apparel brands
I
Ivaylo Draguiev (Ayde BG) ~0.93M YouTube
YouTubechallenges & entertainment with partner Hristiyana
A
Angel Ganev ~1.1M YouTube
YouTubeDIY/maker, experiments & tech — how-to brands
N
Nikoleta Lozanova ~0.83M Instagram
Instagrammodel/lifestyle — fashion & beauty
D
Daniel Bachorski ~0.92M Instagram
Instagramcontent creator (also TikTok) — youth lifestyle
M
Mimi Nenkova (Alessa) ~0.73M Instagram
Instagramfashion & lifestyle influencer

Celebrities

Grigor Dimitrov ~1.3M Instagram
Pro tennis player (former world No. 3), Bulgaria's biggest sports star
Nina Dobrev ~27M Instagram
Actress (The Vampire Diaries), born in Sofia
Dimitar Berbatov ~0.95M Instagram
Football legend (Man Utd, Tottenham, Bulgaria captain)
Maria Bakalova ~0.42M Instagram
Oscar-nominated actress (Borat Subsequent Moviefilm)
Hristo Stoichkov ~0.33M Instagram
Football legend, 1994 Ballon d'Or winner
A
Azis ~0.85M Instagram
Pop-folk (chalga) superstar and LGBT icon

Affiliate & traffic

Hot verticals
  • iGaming (grey/offshore — domestic ad ban)
  • Nutra / health & beauty
  • Finance & loans
  • Dating
  • E-commerce / COD goods
  • Sweepstakes
  • Mobile apps
Active networks
  • Admitad
  • Awin
  • TradeDoubler
  • ClickDealer
  • Mobidea
  • Dr.Cash (nutra)
  • eMAG affiliate (local e-commerce)
Payouts
  • Tier-2 payouts: gambling ~€40–120 CPA/FTD
  • nutra COD ~€8–20
  • dating ~€1–4 CPL
  • finance ~€3–10 CPL.
Competition
  • Moderate — small (~6.7M) market
  • the ad market is dominated by two TV groups
  • the gambling ad ban pushes iGaming toward affiliate/grey channels.
Seasonality
  • Peaks in Q4 (Black Friday, Christmas)
  • summer betting around major football tournaments and Black Sea travel
  • Orthodox Easter.
Traffic sources
  • Facebook & Instagram Ads
  • Google / UAC
  • TikTok Ads
  • Push & native (RichAds, MGID, PropellerAds)
  • YouTube
  • Viber

Good to know

Capital
Sofia
Major cities
  • Sofia (~1.2M)
  • Plovdiv (~340K)
  • Varna (~330K)
  • Burgas (~200K)
  • Ruse (~140K)
  • Stara Zagora (~135K)
Time zones
Single zone — EET (UTC+2), EEST (UTC+3) during summer DST
Android vs iOS
Android 77% iOS 23%
Phone brands
  • Samsung (~34.6%)
  • Apple (~23.3%)
  • Xiaomi (~15.0%)
  • Motorola (~6.3%)
  • Huawei (~4.1%)
Top e-commerce
  • eMAG.bg
  • OLX.bg
  • Temu
  • Amazon (cross-border)
  • Fashion Days
  • Technopolis
Peak activity
Weekday evenings ~19:00–23:00 EET (prime), lunch ~12:00–14:00; Sunday evenings strong.
Creative taboos
  • Politics/corruption, ethnic minorities (Roma, Turkish), the North Macedonia naming dispute, the communist past, religion
  • remember the reversed head-nod
  • gambling ads are banned.
Also worth knowing
  1. Euro switch (Jan 2026) — prices now in €; consumers are watching closely for rounding/price creep.
  2. Viber (not WhatsApp) is the default messenger — a key marketing channel.
  3. One of the EU's oldest and fastest-shrinking populations (median age 44.8).
  4. The gambling ad ban turns iGaming into an affiliate/grey-traffic vertical.

Indicative reference — always confirm the current rules with the official source before you run.

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